Even though we have a special relationship with CardConnect, and we channel much of the required information to them on the back end, this form still needs to be filled out completely; it is their standard form for all their clients.
You will receive an email from firstname.lastname@example.org
Select Sign My Application
The form you are taken to is CardConnect’s standard application for any business that wants to apply for a Merchant Account. Because of MobileCause’s relationship with CardConnect, you don’t need to fill in every single detail. These steps will guide you through everything you need to check, fill out and ignore so you can start collecting donations with your MobileCause account.
Create a username and password for CardPointe.
This is how you digitally sign your merchant account application. All the information will be pre-populated from the application that you already submitted to MobileCause.
Step 1 - Business Details
- Verify your organization’s legal name and DBA name is correct
- Verify all other pre-populated info for accuracy
Step 1 (Continued) - Contact Info and Business Address
- Verify the information prepopulated
Step 1 (Continued) - Owner Info
This section is asking for an owner's or officer's information with the company or organization. This should be filled in with the person who will be digitally signing the form, as a representative of the organization.
This information is required due to recent Federal Banking Laws. The Financial Crimes Enforcement Network (FinCEN) has implemented a new rule via the Bank Secrecy Act which dictates only an executive officer or manager (e.g. CEO, CFO, COO, managing director, general partner, president, etc.) or any individual who regularly performs similar functions, must be identified (by Social Security Number) and must sign the merchant account application. If you'd like to learn more about these recent changes, click here.
Once you submit your merchant account application, the information you provide will be checked against the list of Specially Designated Nationals (SDNs) and similar lists maintained by the U.S. government. Providing your personal information will not result in a hard inquiry on your credit report, nor will it affect your credit score.
- Date of birth (DOB) is required.
- The social security number is a required field to complete the application.
- The application will only ask for the last 4 digits of the SSN, unless the system is not able to verify your contact info.
- The Bank Secrecy Act (BSA), also known as the Currency and Foreign Transactions Reporting Act, is legislation passed by the United States Congress in 1970 that requires U.S. financial institutions to collaborate with the U.S. government in cases of suspected money laundering and fraud.
- These new rules implemented pertain to Beneficial Ownership in a two-pronged approach, both an ownership-prong, and a control-prong. This control-prong dictates that an executive officer or manager (e.g. CEO, CFO, COO, managing director, general partner, president, etc.) or any individual who regularly performs similar functions, must be identified and must sign the merchant account application.
- The Financial Crimes Enforcement Network (FinCEN) has implemented new rules around Bank’s Due Diligence under the Bank Secrecy Act (BSA). Over the years, BSA has been strengthened through subsequent anti-money laundering (AML) laws. This includes parts of USA PATRIOT Act compliance, which focus on money laundering in the form of terrorist financing.
- Just because of the way the application works, you will need to enter a Phone Number.
- This should be pre populated.
- You do not need to fill in the Mobile Phone Number.
- You will need to enter a Residence Address. Just enter it manually, Make sure it is complete, including City, State, and Zip.
- The Residence Address must be different from the Business Address.
Step 1 Complete
- If everything is correct and any needed information added, you can click Ok. Looks great, let's move on.
Step 2 - Banking & Processing Information
Here, you will need to enter your Bank information that you provided us in the form of the Voided Check or Bank Letter in the initial application. This is important to populate with the correct information or the application will not go through. So please enter the correct information and verify it.
- Do NOT put a checkmark in I require separate Deposit and Withdrawal account.
- Verify your Bank Name
- Verify the bank account Routing Number
- Verify the Account Number
- OPTIONAL: Select Look up my account With Plaid to auto-verify your bank account for direct-deposit without manually entering in the banking info.
Step 2 (Continued) - Goods & Services
A lot of this step is pre-populating with information from the application. Do not change any of these because these are filters that we need to move forward creating the account.
Step 2 Complete
- Once this section is complete, select Ok. Looks great, let’s move on.
Step 3 - Equipment
There is nothing that you need to do here so just click Ok. Looks great, let’s move on.
Step 4 - Agree & Sign - Step 1
Merchant Services Program Terms and Conditions (Program Guide)
- To proceed, scroll all the way to the bottom of the document
- Check the I have read and agree to the Merchant Services Program Terms and Conditions (Program Guide)
- Select Complete Step 1
Step 4 - Agree & Sign - Step 2
Merchant Processing Application and Agreement
- The fees should reflect your agreed upon processing fees reflected in your MobileCause contract, so make sure to verify that the percentage is correct.
- There are no transaction fees, monthly fees, or cancellation fees because of our special agreement with CardConnect.
- After reviewing, scroll to the bottom of the document, enter your initials, and check the I have read and agree to the Merchant Processing Application and Agreement box, then select Complete Step 2.
Step 4 - Agree & Sign - Step 2 (Continued)
Merchant Processing Application and Agreement
- In Sign Here, you will need to type in your name that you entered in the initial application.
- Click I Agree to digitally sign and agree to the request.
When you click I Agree, it will take you back to the main screen and now you'll see your status is In Progress so that means your digital signature request was successfully signed and submitted to CardConnect.
If everything is in order, your merchant account should be approved within five business days. When it is, we will then link it to your MobileCause account and send a follow up email to the contact on the application, confirming that your Merchant Account is live and linked to your MobileCause account as well as additional information regarding CardPointe, the merchant portal.